The row between the Insurance Regulatory and Development Authority (IRDA) and the Securities and Exchange Board of India (SEBI) is turning into an arm-wrestling match between two statutory bodies with huge clout. The chain of Sebi’s argument goes like this. Life insurers offer unit-linked insurance plans (Ulips). Ulips invest in equity. Hence, Sebi wants Ulip [...]
Ulips are more popular but some people want safety of returns. Traditional products cater to this mindset because the policyholder knows how much he can expect back -Genius, Max’s latest endeavour targeted to groom children, seems to be more in the consultancy space. What is the need of integrating consultancy services with insurance? Parents are [...]
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